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Bret Wade is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Colorado and Oregon. No insurance business may be conducted outside these states referenced.

Bret Wade is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licenced insurance agency and a New York Life co. In this regard, this communication is strictly intended for individuals residing in the states of Washington and Colorado. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Neither New York Life Insurance Company nor its agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.